How Home Insurance Protects You

Home insurance is an important way to protect both you and your home. It offers a lot of financial protection in the event of a wide range of accidents and disasters. If you need home insurance, give us a call at Einstein Insurance in Portland, OR to find out more. 

Protection for Your Home

Your home itself represents your largest investment. It’s vital that you keep it protected with home insurance because so many things can go wrong. Disasters are becoming more common, and accidents and other incidents can and do happen that can affect your house. When you have home insurance, you have a way to pay for the damages done, even if the entire house needs to be rebuilt. Without this protection, most people would not be able to pay for major repairs and would be in a terrible financial situation. 

Coverage for Your Belongings

Next to your home, your next largest investment is often in the items inside your home. They can collectively add up to a lot more than you think. When an accident or disaster ruins your things, it would be extremely difficult to replace them all without a home insurance policy. With one of these policies, the insurance can pay for the items to be replaced so that you don’t have to come up with all of the money yourself. 

Liability Protection

Another way that home insurance protects you is by offering an amount of liability coverage. If someone were to have an accident in your home, and they were to become injured, you could be liable for all of the resulting bills. With home insurance, these bills are paid for by the policy instead of from your pocket. 

Get Your Home Policy

If you own a home and need insurance for it, call us at Einstein Insurance in Portland, OR to get started.