How Home Insurance Protects You

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Home insurance is an important way to protect both you and your home. It offers a lot of financial protection in the event of a wide range of accidents and disasters. If you need home insurance, give us a call at Einstein Insurance in Portland, OR to find out more. 

Protection for Your Home

Your home itself represents your largest investment. It’s vital that you keep it protected with home insurance because so many things can go wrong. Disasters are becoming more common, and accidents and other incidents can and do happen that can affect your house. When you have home insurance, you have a way to pay for the damages done, even if the entire house needs to be rebuilt. Without this protection, most people would not be able to pay for major repairs and would be in a terrible financial situation. 

Coverage for Your Belongings

Next to your home, your next largest investment is often in the items inside your home. They can collectively add up to a lot more than you think. When an accident or disaster ruins your things, it would be extremely difficult to replace them all without a home insurance policy. With one of these policies, the insurance can pay for the items to be replaced so that you don’t have to come up with all of the money yourself. 

Liability Protection

Another way that home insurance protects you is by offering an amount of liability coverage. If someone were to have an accident in your home, and they were to become injured, you could be liable for all of the resulting bills. With home insurance, these bills are paid for by the policy instead of from your pocket. 

Get Your Home Policy

If you own a home and need insurance for it, call us at Einstein Insurance in Portland, OR to get started.

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This is How Commercial Insurance Protects Your Business

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When you start a business in Portland, OR, you have to be ready to contend with numerous risks surrounding your business. It could be an injured employee, contractual disagreement, theft, and so on. Whichever the case, business insurance from Einstein Insurance ensures that you run your business smoothly without worrying about risks that can tumble your business. 

Still not sure if commercial insurance is a worthwhile investment for you? Here is how this coverage protects your business.

Liability protection

Business insurance can save the day in case of a liability claim. For instance, if a customer slips while on your business premises, commercial insurance covers the ensuing liability claims, including the medical and legal costs. Besides, commercial insurance shields your business against property damage and advertising injury liability claims.

Protects your assets

Business insurance keeps your business running even after a disaster. It covers your building and other assets when the unthinkable happens. This way, you don’t have to start from scratch when disasters strike. 

Protects your employees

While buildings and equipment are essential, your most valuable asset is your employees. With this in mind, you should protect your workers against illnesses and injuries sustained in the workplace. This way, you improve productivity and save your business financial losses.

It keeps you in compliance with the law

Business owners in Oregon are required to purchase worker’s comp insurance and commercial auto insurance. If you run your business without these coverages, you could face numerous civil and criminal penalties. 

Buy commercial insurance in Portland, OR

No business is similar to the other. For this reason, at Einstein Insurance, we don’t provide a one-size-fits-all commercial insurance policy for businesses. Instead, we tailor-make business insurance to meet your unique business needs. Contact us today for an affordable quote.

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